Author Archive
It’s Time to Buy a House
Historically, there have been large amounts of money made by investors who are considered Contrarians. They ignore the hyperbole on the news and focus on the value of a given deal. These days, it seems the real estate market and the housing crisis are on every channel and in every newspaper. There are numerous anecdotal […]
Are Option ARMs an Option?
The Options Adjustable Rate Mortgage is an Adjustable Rate Mortgage (ARM) and like most ARMs it consists of taking an index, most commonly the MTA (12 month Treasury Average), CODI (Cost of Deposit Index), and COSI (Cost of Savings Index), then adding a margin to total the final interest rate.
Unlike other traditional mortgages, where the […]
It Is Easy Being Green - A Guide to Having a Green Home
The term “green” is thrown around frequently these days. Concerns over global warming, the increasing costs of fuel and utilities, chemicals and preservatives used in foods, poor air quality and dwindling forests and animal habitats are causing many consumers to think twice about the choices they make, proving the “green” lifestyle isn’t just for outrageous […]